If you’re interested in real estate investing but have little time or money, you shouldn’t feel excluded from the opportunities that RE offers. There are many different methods for investing in real estate, and they’re each differentiated by the time or monetary commitment required by the investor. Here are a few examples of real estate investment types that anyone can use with limited resources.


A real estate investment trust or REIT is similar to a mutual fund in that the trust invests in several different properties. In most cases, the REIT will own commercial properties, although some own multi-family rental properties. The properties included in the REIT earn capital for the trust, which uses that capital to pay dividends to its investors. Those dividends can be used as passive income, or you can reinvest your dividends to grow your wealth further.

Real Estate Crowdfunding

There are many different crowdfunding platforms available online currently, but the segment of real estate crowdfunding is growing substantially. This offers the opportunity for real estate developers to get funding from multiple investors. In return for providing a percentage of the funding a real estate developer needs, investors can earn dividend payments and/or an equity share in the project. 

Share Your Home

If you’re more interested in buying into rental properties, you can start small by renting out a bedroom in your home. This allows you to generate passive income without having to finance an additional property. If you don’t have a spare bedroom, you can renovate an unfinished basement, attic, or garage. The rental income you earn can help you finance an additional property, which you can also use for rental income. This is one of the least costly ways of building up enough rental income to finance your lifestyle.

While every opportunity isn’t ideal for every person, you shouldn’t feel like you have to stick to one type of real estate investing. Using a few different methods can help you grow your wealth more consistently.